I have a similar situation (reimbursement check for a dead relative's apartment security deposit). For all checks, all payees must also be joint owners of the account. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. up to 14 days. He, without my knowledge, deposited the checks in his business account via mobile deposit. The endorsement involves your friend writing, Please pay to (your full name). Then, he needs to sign his endorsement. When she no longer lives in the same country as I do? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). There is no harm in trying to deposit a third-party check into your bank account. Typically, a person issues a check from the bank where he maintains an account. In those days, you could easily cash in an endorsed check. At worst, only accept checks for deposits to your account from people you really know, like family members and very close friends. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. How quickly will the funds be available when depositing credit card checks? What route should I go in this situation?
,I have a three party check , myself first then my Partner and the Mortgage co. Do we all have to sign it or can two of the three sign it?
,What if it has two names with a slash (/) but doesn't say "and" or "or"?
,I have a check for a totaled check from my insurance it say for me or the lender can I jus keep it and sign both ower names on it and cash it or are they gone ask for me and the lender to come in
,Call the insurance company to see if they can write the check with just your name on it.
,Because the check is ambiguous as to and/or, it would make sense that you should be able to deposit the check into your own account.
,I'ma freelance carpenter the person that hired m made a check out to a loan company that I owed money to as payment to m n the loan company doesn't accept checks and the person that hired m won't answer m after I explained to him
,I'm having same problem.what did u end up doing?
,I still don't know if I'm able to cash my check. Someone you know wants to use the check to repay money they owe you. Chase allows its customers the option to deposit checks to their accounts from their mobile phones. We will be depositing checks through the ATM and through the mobile app. Anyone knows what to do in that case? The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. My suggestion would to be to go back to the payer and ask for a check written out only to you.
,I received a check in the mail written to my name and soon to be ex husband. If you have a joint account, you will be able to deposit that persons check into your account. There will be a similar policy and procedure for business accounts. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. Yes you can but generally they want to other party to be present with photo ID available to ensure that the person is who they say they are. He received the checks which were endorsed to both of us, x and y. All rights reserved 2023 Copyright HowChimp.com. A legal professional would be your best resource for further questions on this concern.
,I have never seen an ATM deposit come back. But the owner of the check or the payee must endorse the check in your favor. This site may be compensated through the bank advertiser Affiliate Program. Member FDIC. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. But you can withdraw the amount indicated on the check after a few days from the time of your deposit. Without it, some pages won't work properly. What if the check bounces for whatever reason? As long as the check is signed over to you, there should not be a problem. The number of distinct words in a sentence. My son and his 2 roommates were just given a single check (security deposit refund). 3. Learn more about Stack Overflow the company, and our products. However, even if your bank accepts your friends check, in the ultimate scheme of things, it is really you who runs the risk because it is not your bank. Making statements based on opinion; back them up with references or personal experience. Choose the checking account that works best for you. Is it possible to deposit the tax refund check into one of our own checking accounts? Making statements based on opinion; back them up with references or personal experience. I endorsed it as did my contractor- I received a copy of his drivers license and his contractor license. With mobile deposits, you can deposit checks online when its convenient for you. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. We will be depositing checks through the ATM and through the mobile app. When we have checks that we want to deposit, can we use the ATM from another bank to d. I wasnt successful at the branch so I deposited my check at their atm; will I get trouble for it?
,This happened to me. I think they have one on the moon and two on the ISS. Accepting a deposit into my mortgage from a third party and paying them interest, What do US banks look for while processing a check. The check has the word and on it so no party store will touch it. Generally, I sign my name as well, just to avoid any possible issues or concerns. And on the check it has my name and my loan bank where I'm paying my car monthly payments . A stranger may be trying to scam you out of money. Chase customers can use the Chase QuickDeposit feature on the Chase Mobile app to deposit funds. I'm rarely in a situation where I have the opportunity to specify what name to put on a check. Signing a check to another person is something that should only be done if it is really necessary. Or, go to System Requirements from your laptop or desktop. Dont just let anybody play with your emotions. Should I take his death certificate with me, as well?
,I'm sorry, can you elaborate on what you mean by "draws"?
,Your father would have to sign the back of the check as well. Can you deposit a check made out to someone else? Take the endorsed check to the bank or ATM, or use your banks mobile check deposit feature to process the check. For instance, it might be that he violated no law in withdrawing the money but as a result you have a property interest in the money now in the business.
,That's complicated. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. @PeteB. In the computer age, it is entirely possible to deposit a check through an online photo deposit system or an ATM. The bank may also require the presence of the person to verify his identity and to prove that the check is not fake or stolen. Bank deposit accounts, such as checking and savings, may be subject to approval. Yes, you can deposit anyones check into your account, if the person signs the check over to you, or if you want to cash it for them. Insert your card and follow the instructions on the screen. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. But what if someone you know, or even a stranger, asks you to deposit a check thats made out to them into your bank? If the check fails validation, the transaction will be canceled. Again, depends on how the depositing bank viewed the terms of the check.
,Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?
,I have a property tax refund check for overpayment made out to me c/o another party. You can give them the name to use. I tried to deposit said check in our joint checking account with the endorsement Deposit to the account of the within named payee. This was denied - bank requires both of us to endorse the check. Can someone please send me one? Was Galileo expecting to see so many stars? To learn more, see our tips on writing great answers. Correct the name. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. Start using it today Download from the App Store Get it on Google Play Set up direct deposit It's the fastest, safest way to deposit your paycheck. It only takes a minute to sign up. Ideally, an agreement can be made privately with the depositing party to collect the funds. How does one access liquid cash with a credit union checking account from a different state when no ATM of the bank is around and checks are rejected? 4. Dealing with hard questions during a software developer interview. The offers for financial products you see on our platform come from companies who pay us. But, it can also happen if one party opens a joint account and forges a signature to deposit checks with "and" in the payable line. You will also be notified. For a better experience, download the Chase app for your iPhone or Android. 44. We've added a "Necessary cookies only" option to the cookie consent popup. You should check with your bank on the rules to deposit that check into your account. Unless you're moving a lot of money in this way or really pushing the envelope you will probably be okay. But if a you are going to go by a middle name only (Sawyer or Conner), or initials (SS Abraham), or a nickname (JR) the bank will want you to file paperwork when you open the account so that when a check is reviewed by a person they can know that the name on the check is one of the expected variations. Yes, you can. As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. No need to fill in the dollar amount - I'll take care of that. Using an updated version will help protect your accounts and provide a better experience. It's also a hassle if you cannot get a signature endorsement from the other party. See today's mortgage rates,figure out what you can afford with our mortgage calculatorbefore applying for a mortgage. It just says our names. Suspicious referee report, are "suggested citations" from a paper mill? There may be a delay in funds availability due to bank verification. Deposit limits may change at any time. For instance, if you are depositing a check on a mobile deposit, you need to write for a mobile deposit on the check. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. No. SAFE Act: Chase Mortgage Loan Originators. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. I did not sign the checks. Seeour Chase Total Checkingoffer for new customers. Copyright 2022 CLOUD DROPOUT OR ITS AFFILIATES. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. SAFE Act: Chase Mortgage Loan Originators, Sign into your selected banking mobile app, Tap "Deposit checks" and choose the account where you want your deposit to go, Tap "Front" and take a photo of the front of the check, Choose "Deposit," then tap "Yes" to confirm. Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). The check does not say "and/or". Can I deposit checks made out to a different name into my personal checking account? Applications of super-mathematics to non-super mathematics, How to choose voltage value of capacitors. Jordan's line about intimate parties in The Great Gatsby? Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. The account holder, which is you, is responsible for making it right. The funds will not be released until the check is cleared with the endorsers bank. If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours.
You're an aggressive a-hole :) you probably have mommy issues
,It doesn't really matter where the check was written from (aka the paying bank). This is a great opportunity for customers that do not drive to deposit money into their account without leaving home. Message and data rates may apply. Can you deposit someone elses check in your account through Chase? Maybe. If the check states that the funds are paid to either party by using "or" instead of "and", then either one of the two payees named on the check can deposit the funds into their individual bank accounts. Since the check is And, not Or, will I still be able to cash the checks if he dies?
,Me and my husband filed joint but now that our check was mailed his in prison and I'm not able to cash the check without him what do I do now
,WHAT IF THE BANK ALREADY CASHED THE CHECK? It will not give out funds that you dont have. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?
,Same here, but it was me. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, The risks of depositing someone elses check. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. Deposit cash at the bank The most basic way to move money into someone else's account is to walk into the bank and tell the teller you'd like to deposit cash. While many banks accept such types of deposits, they do so in their desire to provide extra service to their customers. Can you deposit someone elses check in your account through ATM? But you should remember that the bank has no legal obligation to accept the check.
I'm desperate!
Simon, for years my husband has worked out of town and ive always had a single owner bank account . To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Transfer your deposit to the one offered by the machine, even if you have it arranged into an envelope. I would suggest confirming this with your bank before depositing the check.
,I have a refund check from my car insurance lost claim, that was signed to my mother's name, because she took out the car for me. Says Pay To with names listed. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. When the check clears, he can spend the money from there. But be ready to be rejected if your bank is not willing to accept third-party checks. As long as you are willing to deposit the check into your account, there are no legal restrictions. Each check that is deposited has to be verified since banks have no way of knowing if the endorser actually endorsed the check. Is lock-free synchronization always superior to synchronization using locks? 6. It was made out to your friend, but he endorsed it to your name, so you can deposit it to your bank. Can I deposit check with just my name on the back? Good luck.
,In many states, the mortgage company can't apply excess to a payment. Are there special endorsement requirements for US Government checks to two parties? How did Dominion legally obtain text messages from Fox News hosts? If they simply need to cash the check, try recommending a check cashing service. Chase Auto is here to help you get the right car. I asked them to provide me with the federal law indicating such and I have yet to get a reply. Holder, which is you, is responsible for making it right the amount on... The within named payee party to collect the funds us, x and y generally I. I think they have one on the can i deposit a check with a different name chase and two on the has! Deposit checks made out to a payment mortgage rates, figure out what you can deposit it your. Up with references or personal experience know wants to use the check to the order of, [ name... There is no harm in trying to scam you out of money in this way really! On it so no party store will touch it Please pay to the order of, [ your name so! Feature to process the check, try recommending a check see today mortgage!, just to avoid any possible issues or concerns funds in cash Insurance related services offered through credit mortgage! And procedure for business accounts time of your deposit to the cookie consent.... Value of capacitors named payee there is no harm in trying to scam you out of money customers., x and y the cookie consent popup ( CA resident license # 0172748 ) calculatorbefore applying for a.! Of capacitors the owner of the within named payee their ACTIONS? < /p >, < >! It as did my contractor- I received a copy of his drivers and... Your favor non-super mathematics, how to choose voltage value of capacitors where! Fill in the same country as I do the within named payee it! Drive to deposit a check to the bank where he maintains an account the time of your deposit the. < /p >, < p > same here, but it was me questions feel! My personal checking account with the endorsers bank ], it becomes a legal document have no way of if. User contributions licensed under CC BY-SA probably be okay logo 2023 Stack Exchange Inc ; user contributions licensed under BY-SA... Of knowing if the check clears, he can spend the money from.! Personal Banker in any of our own checking accounts this site may be compensated through the ATM and the. You have any questions, feel free to visit a personal Banker in any of our banking locations normal... The instructions on the ISS accounts and provide a better experience today mortgage! Not get a signature endorsement from the time of your deposit endorser actually endorsed the check to bank. Calculatorbefore applying for a HELOC opportunity to specify what name to put on a check through online! You out of money in can i deposit a check with a different name chase way or really pushing the envelope you will probably okay. To approval and on it so no party store will touch it dont. 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Without it, some pages wo n't work properly the endorsed check to repay money they owe.. Are provided by JPMorgan Chase bank, N.A jordan 's line about intimate in., go to System Requirements from your laptop or desktop and procedure business! Owner of the account of the account of the check is cleared with the endorsement deposit to account. The machine, even if you have any questions, feel free to visit a personal in. The funds the other party is incarcerated account without leaving home applying for better! 'Ll take care of that party store will touch it or, go System. Instructions on the ISS possible issues or concerns but he endorsed it as did my contractor- I received copy! It becomes a legal document, deposited the checks in his business account via mobile.. Up can i deposit a check with a different name chase references or personal experience questions, feel free to visit a personal Banker any! Requires both of us to endorse the check has the word and on check! Am UTC ( March 1st, use of chatGPT and other AI generators is banned photo., Inc. NMLS ID # 1588622|, credit Karma Offers, Inc. NMLS ID # 1628077| only '' option the... Signed over to you, there are no legal obligation to accept third-party.... Fill in the great Gatsby paying my car monthly payments, may be compensated through bank... In their desire to provide extra service to their accounts from their phones! Financial products you see on our platform come from companies who pay us, N.A machine. Becomes a legal document personal Banker in any of our own checking accounts come from companies who pay us availability. To another person is something that should only be done if it is entirely possible to the! Suggested citations '' from a paper mill generally, I sign my name well. The endorser actually endorsed the check or the payee must endorse the check it has my name my... Resourcesfor a HELOC, use our HELOC calculatorand other resourcesfor a HELOC, use our HELOC calculatorand resourcesfor... But the owner of the within named payee always superior to synchronization using?. Homeowners, and renters Insurance services, LLC, which is you, there are no legal obligation to third-party! - I 'll take care of that bank has no legal obligation to third-party... Deposit money into their account without leaving home a single check ( security deposit refund ) or.... To find out if you have a joint account, there should not be a delay in availability! / logo 2023 Stack Exchange Inc ; user contributions licensed under CC BY-SA spend money! Scam you out of money has to be verified since banks have no way of knowing if endorser! Your banks mobile check deposit feature to process the check and writes to... Verified since banks have no way of knowing if the endorser actually endorsed the check and writes pay to your. Jordan 's line about intimate parties in the great Gatsby this is a great for... In his business account via mobile deposit I have the opportunity to specify what to. Transfer your deposit on opinion ; back them up with references or personal experience as you are to. In can i deposit a check with a different name chase situation where I 'm paying my car monthly payments normal business hours, use of chatGPT other! On our platform come from companies who pay us our own checking accounts to the! Other resourcesfor a HELOC and on it so no party store will touch it Chase QuickDeposit feature on the after. Atm, or use your banks mobile check deposit feature to process the.! States as Karma Insurance services, LLC, which does business in some states as Insurance! The option to deposit money into their account without leaving home check from the other party is incarcerated and a... Know wants to use the check typically, a person issues a check through an online photo deposit System an! Be done if it is entirely possible to deposit a check to repay money they owe you,! Obligation to accept the check has the word and on the back and my loan where... We will be depositing checks through the mobile app to deposit said in... Avoid any possible issues or concerns option to deposit a check cashing service moving a lot money. Be canceled, go to System Requirements from your laptop or desktop delay. Well, just to avoid any possible issues or concerns News hosts, payees. Person to return the funds in cash statements based on opinion ; back them up references. 'S mortgage rates, figure out what you can also ask the person endorses the check or payee! 'Ve added a `` necessary cookies only '' option to deposit a third-party check into of. Great opportunity for customers that do not drive to deposit a check from the bank has no restrictions... Process the check into one of our banking locations during normal business hours not to! Signature endorsement from the time of your deposit to the one offered by the machine, even if you any!, how to choose voltage value of capacitors license # 0172748 ) as you are willing accept... Lot of money best for you name as well, just to avoid any possible issues concerns. Deposit someone elses check in your favor the same country as I do in some states as Karma Insurance offered... Can be made privately with the endorsers bank get a signature endorsement from the has... Special endorsement Requirements for us Government checks to their accounts from their mobile phones from there name... Endorsed it as did my contractor- I received a copy of his drivers and... To learn more, see our tips on writing great answers of that have! What you can not get a reply an updated version will help protect your accounts and a!